Kount

Kount, an Equifax company, is a fraud-prevention and digital risk-screening
service rather than a payment processor. It scores each transaction in real time
using signals such as device, IP address, location, email, and behaviour, checked
against a large global data network with machine learning, and returns an
accept / decline / review decision. Merchants use Kount to reduce card-not-present
fraud and chargebacks without adding friction for trusted customers. Shuttle
connects to Kount with the Enterprise (RIS) API credentials you obtain from Kount
or your software vendor.

At a glance

Where it operates

Merchants can onboard Kount in the following countries:

Australia, Canada, France, Germany, India, Italy, New Zealand, Poland, Portugal,
Spain, Türkiye, United Kingdom, United States.

What Kount does

Kount is a fraud and workflow tool, not a payment method, so there are no card,
wallet, or bank-debit options to enable. Instead, Kount runs alongside your
payment processing as a risk-scoring step: when a payment is submitted, Kount
evaluates it and either lets it proceed, declines it, or flags it for review based
on the rules configured in your Kount account.

Within Shuttle, Kount risk screening applies to Card, SEPA, and ACH
payments processed through an integrated (non-hosted) flow. It does not apply to
hosted or iframe-based payment processes — for example GoCardless, Mollie, PayPal,
Klarna, hosted card flows such as Transbank, hosted ACH (open-banking) flows, or
card forms rendered inside a third-party iframe.

Connecting Kount

See the Connecting Kount guide for step-by-step setup
instructions.