Authorize.Net test cards

Use these details to try payments in an Authorize.Net sandbox (test) account. They work only in the sandbox: never use them in live, and never put real card or bank details into a sandbox.

You need a separate Authorize.Net sandbox account, which you can sign up for on Authorize.Net’s sandbox page. Keep the sandbox account in Live Mode: Authorize.Net says transactions sent in Test Mode aren’t stored and return a transaction ID of zero. Most results are triggered by the billing ZIP code or the CVC you enter, not by the card number.

Where these details come from

These are Authorize.Net’s test details, not ours. They were copied from Authorize.Net’s Testing guide on 19 October 2026, and were correct on that date as far as that page shows. Authorize.Net can change or withdraw them at any time, and we can’t confirm that they work. Check Authorize.Net’s page for the current details, and ask Authorize.Net if one doesn’t behave as described.

How to choose a test result

• Any card number below is approved. The billing ZIP code and the CVC set the other results (Testing guide).
• Enter the ZIP code in the billing address at the checkout: ZIP code 46282 declines the payment, and the ZIP codes under “Address and CVC checks” return set address check results. We only ask for a billing address, and send the ZIP code to Authorize.Net, while Require address (AVS) is switched on in the Authorize.Net connection settings. It’s on by default; if it’s off, these triggers can’t be used.
• Enter the CVC values below in the checkout’s CVC field. When paying with a saved card, we ask for the CVC again only if Require CVC is switched on in the connection settings.
• For ACH, the amount sets the result: enter an amount under 100.00 to be accepted and over 100.00 to be declined (Testing guide). Switch on Enable ACH in the connection settings and on your Authorize.Net sandbox account first.

Cards

Use any expiry date after today. If a CVC is needed, use any three digits, or four digits for American Express.

Successful payments

Card	Number	Notes
Visa	4111 1111 1111 1111
Mastercard	5424 0000 0000 0015
Mastercard (2-series)	2223 0000 1030 9703
American Express	3700 000000 00002	Four-digit CVC
Discover	6011 0000 0000 0012
Diners Club	3800 0000 0000 06
JCB	3088 0000 0000 0017

Declines and errors

Number or trigger	Result
Billing ZIP code 46282	Declined: general bank decline

Address and CVC checks

Enter these as the billing ZIP code or the CVC, with any test card above. Authorize.Net lists more ZIP codes on its testing page.

Value	Result
ZIP code 46201	Address matches, ZIP code doesn’t (AVS code A)
ZIP code 46217	ZIP code matches, address doesn’t (AVS code Z)
ZIP code 46205	Neither address nor ZIP code matches (AVS code N)
ZIP code 46209	Cardholder address information unavailable (AVS code U)
ZIP code 46207	Address check system unavailable (AVS code R)
ZIP code 46203	Address data invalid, or address check not allowed for this card type (AVS code E)
ZIP code 46204	Card issuer is outside the US and doesn’t support address checks (AVS code G). Not for American Express
CVC 900	CVC matches
CVC 901	CVC doesn’t match
CVC 904	CVC not processed
CVC 902	CVC should be on the card, but isn’t indicated
CVC 903	Issuer not certified, or hasn’t provided an encryption key

Apple Pay and Google Pay

We take Apple Pay and Google Pay as network tokens, through our own wallet integration rather than Authorize.Net’s. To test them, see Testing Apple Pay and Google Pay.

ACH (US bank accounts)

Use a valid US routing number (Authorize.Net points to the Federal Reserve website for these) and any account number. The sandbox has a monthly eCheck limit of $5,000: once it’s exceeded, eCheck payments are declined.

Routing number	Account number	Result
Any valid US routing number	Any	Amount under $100: accepted
Any valid US routing number	Any	Amount over $100: declined
125000024	12345678912345678	Accepted (amount under $100). Used in our own tests