Braintree test cards

Use these details to try payments in a Braintree sandbox (test) account. They work only in the sandbox: never use them in live, and never put real card or bank details into a sandbox.

The Braintree sandbox is a separate account from your live one, with its own login, merchant ID and API keys: connect it as described in Connecting Braintree, using the sandbox keys. In the sandbox, the payment amount decides whether a payment is approved or declined.

Where these details come from

These are Braintree’s test details, not ours. They were copied from Braintree’s Testing reference, 3D Secure testing, Authorization responses, ACH Direct Debit testing and go live and PayPal testing and go live pages on 19 October 2026, and were correct on that date as far as those pages show. Braintree can change or withdraw them at any time, and we can’t confirm that they work. Check Braintree’s pages for the current details, and ask Braintree if one doesn’t behave as described.

How to choose a test result

• Cards: the amount sets the result, not the card number. Type it in the checkout as shown below, for example 2001.00 for a decline for insufficient funds.
• Saving a card: we ask Braintree to verify a card when it is saved, so for a saved card the card number sets the verification result.
• Address and CVC checks: these only affect the result if address (AVS) and CVC rules are switched on in your Braintree sandbox. Switch on Require address (AVS) on the Braintree connection here so that the checkout asks for the billing postcode, which sets the address check result. The checkout always asks for the CVC.
• 3D Secure: switch on Enable 3D Secure on the Braintree connection here. The card number then sets the 3D Secure result.
• ACH: switch on Enable ACH on the Braintree connection here (USD only). The account number sets the verification result and the amount sets the payment result.
• PayPal: switch on Enable PayPal on the Braintree connection here. In Braintree’s default mocked PayPal testing, the amount sets the result.

Cards

The sandbox only accepts Braintree’s test card numbers. A test card number doesn’t make a payment succeed on its own: the amount decides that, and so do the address and CVC checks if you have address and CVC rules switched on in the sandbox.

Successful payments

Any amount from 0.01 to 1999.99 is approved.

Card	Number	Notes
Visa	4111 1111 1111 1111
Mastercard	5555 5555 5555 4444
American Express	3782 822463 10005
Discover	6011 0009 9130 0009
JCB	3530 1113 3330 0000
Diners Club	3625 960000 0004	Processed as Discover
Maestro	6304 0000 0000 0000

Braintree lists more test numbers on its Testing reference page.

Declines and errors

Use a test card above with one of these amounts. Any amount from 2000.00 to 2999.99 is declined with a response code equal to the amount.

Number or trigger	Result
Amount 2000.00	Declined: do not honour (2000)
Amount 2001.00	Declined: insufficient funds (2001)
Amount 2004.00	Declined: expired card (2004)
Amount 2010.00	Declined: card issuer declined CVC (2010)
Amount 2014.00	Declined: fraud suspected (2014)
Amount 2099.00	Declined: cardholder authentication required (2099)
Amount 3000.00 to 3000.99	Failed: processor network unavailable, try again (3000)
Amount 5001.00	Rejected by Braintree: application incomplete

When a card is saved and Braintree verifies it, the card number decides the verification result, not the amount:

Number or trigger	Result
4000 1111 1111 1115 (Visa)	Verification declined by the processor
5105 1051 0510 5100 (Mastercard)	Verification declined by the processor
3787 344936 71000 (American Express)	Verification declined by the processor
6011 0009 9013 9424 (Discover)	Verification declined by the processor
3566 0020 2036 0505 (JCB)	Verification failed (3000)

3D Secure

These apply when Enable 3D Secure is switched on in the Braintree connection settings. Use expiry month 01 and a year three years after the current one (for example 01/2029 in 2026).

Number	Result
4000 0000 0000 2701 (Visa) 5200 0000 0000 2235 (Mastercard)	Authenticated without a challenge
4000 0000 0000 2925 (Visa) 5200 0000 0000 2276 (Mastercard)	Authentication failed without a challenge
4000 0000 0000 2503 (Visa) 5200 0000 0000 2151 (Mastercard)	Challenge, then authenticated
4000 0000 0000 2370 (Visa) 5200 0000 0000 2490 (Mastercard)	Challenge, then authentication failed
4000 0000 0000 2446 (Visa) 5200 0000 0000 2037 (Mastercard)	Error looking up the card for 3D Secure

Braintree lists American Express and Discover cards and more scenarios on its 3D Secure testing page.

Address and CVC checks

These only affect the result if you have address (AVS) and CVC rules switched on in the sandbox.

Value	Result
Billing postcode 20000	Postcode doesn’t match (N)
Billing postcode 20001	Postcode not verified (U)
Billing postcode 30000	Address check system error (E)
Billing postcode 30001	Card issuer doesn’t support address checks (S)
Any other billing postcode	Postcode matches (M)
CVC 200 (American Express 2000)	CVC doesn’t match (N)
CVC 201 (American Express 2011)	CVC not verified (U)
CVC 301 (American Express 3011)	Card issuer doesn’t take part (S)
Any other CVC	CVC matches (M)

ACH (US bank accounts)

Use any real 9-digit US routing number, for example 011000015. Before a bank account can be charged, Braintree verifies it. We ask Braintree for a network check, so the account number decides the verification result:

Routing number	Account number	Result
011000015	1000000000	Verified (1000)
011000015	1000000001	Verified, with risk (1003)
011000015	1000000002	Failed: processor network unavailable, try again (3000)
011000015	1000000004	Declined (2046)
011000015	1000000005	Failed: invalid routing number (2061)
011000015	1000000008	Failed: invalid account number (2061)
011000015	Any other number	Declined by the processor (2038)

Once the account is verified, the amount decides the payment result:

Amount	Result
33333.33	Failed
44444.44	Pending, then declined at settlement: insufficient funds
55555.55	Pending, then declined at settlement: unauthorised transaction
6666.66	Pending, then declined at settlement: account closed
7777.77	Pending, then declined at settlement: account not found
Any other amount	Approved

PayPal

Braintree’s sandbox tests PayPal in one of two ways:

• Mocked PayPal testing (the default): Braintree simulates PayPal’s responses in your Braintree sandbox. Nothing reaches a PayPal sandbox account.
• Linked PayPal testing: link a PayPal business sandbox account to your Braintree sandbox (in the Braintree sandbox Control Panel, Settings > Account Settings > Payment Methods > PayPal > Link Sandbox), then pay with a different PayPal sandbox account. This tests the full PayPal flow. Don’t pay with the linked PayPal business account: those payments are declined.

Amount	Result
5001.01	Declined (2038), in mocked PayPal testing only
4002.00 to 4002.99	Approved, then settlement pending