Kount

Kount, an Equifax company, is a fraud-prevention and digital risk-screening service rather than a payment processor. It scores each transaction in real time using signals such as device, IP address, location, email, and behaviour, checked against a large global data network with machine learning, and returns an accept / decline / review decision. Merchants use Kount to reduce card-not-present fraud and chargebacks without adding friction for trusted customers. The connection to Kount uses the Enterprise (RIS) API credentials you obtain from Kount or your software vendor.

At a glance

Website	kount.com
Type	Workflow
Connection	API keys
Links	Support · Terms · Privacy · Test cards

Where it operates

Merchants can onboard Kount in the following countries:

Australia, Canada, France, Germany, India, Italy, New Zealand, Poland, Portugal, Spain, Türkiye, United Kingdom, United States.

What Kount does

Kount is a fraud and workflow tool, not a payment method, so there are no card, wallet, or bank-debit options to enable. Instead, Kount runs alongside your payment processing as a risk-scoring step: when a payment is submitted, Kount evaluates it and either lets it proceed, declines it, or flags it for review based on the rules configured in your Kount account.

Within this integration, Kount risk screening applies to Card, SEPA, and ACH payments processed through an integrated (non-hosted) flow. It does not apply to hosted or iframe-based payment processes — for example GoCardless, Mollie, PayPal, Klarna, hosted card flows such as Transbank, hosted ACH (open-banking) flows, or card forms rendered inside a third-party iframe.

Connecting Kount

See the Connecting Kount guide for step-by-step setup instructions.