# USAePay

> USAePay is a US payment gateway for accepting card and ACH payments across e-commerce, retail, mobile, and MOTO (mail/telephone order) channels. It is widely us

<img src="/_astro/cdn/47a4f23946/logo.png" alt="USAePay" width="400" />

USAePay is a US payment gateway for accepting card and ACH payments across
e-commerce, retail, mobile, and MOTO (mail/telephone order) channels. It is
widely used by merchant service providers and ISOs, and supports both online
transactions and in-person EMV terminals. The connection to USAePay uses API
credentials (a source key and PIN) that you generate in the USAePay console.

## At a glance

|                    |                                                          |
| ------------------ | -------------------------------------------------------- |
| **Website**        | [usaepay.com](https://www.usaepay.com/)                    |
| **Type**           | Gateway                                                  |
| **Connection**     | API keys                                                 |
| **Links**          | [Dashboard](https://www.usaepay.com/login) · [Support](https://help.usaepay.info/) · [Status](https://status.usaepay.com/) · [Privacy](https://www.nmi.com/policy/privacy/) · [Test cards](/payment-providers/usaepay-test-cards/) |

## Where it operates

Merchants can onboard USAePay in the following countries:

United States.

## Payment methods

Through our USAePay integration, merchants can accept:

- **Cards:** Visa, Mastercard, American Express, and Discover
- **Bank debits:** ACH (US), for one-off payments
- **In person:** EMV card terminals (PED)

Card payments settle in USD by default. Multi-currency processing is available
where supported by the underlying USAePay account.

## Connecting USAePay

See the [Connecting USAePay](/payment-providers/usaepay-connect/) guide for step-by-step
setup instructions.