# Opayo > Opayo is an online payment gateway for UK and Ireland businesses, owned and operated by Elavon (a subsidiary of U.S. Bancorp). Formerly known as Sage Pay, it le Opayo Opayo is an online payment gateway for UK and Ireland businesses, owned and operated by Elavon (a subsidiary of U.S. Bancorp). Formerly known as Sage Pay, it lets merchants accept card payments across online, telephone, and in-person channels, making it a common choice for established e-commerce and omnichannel retailers in those markets. The connection to Opayo uses API credentials issued from your Opayo account. ## At a glance | | | | ---------------- | ------------------------------------------ | | **Website** | [opayo.co.uk](https://www.opayo.co.uk/) | | **Type** | Gateway | | **Connection** | API keys | | **Links** | [Dashboard](https://live.opayo.eu.elavon.com/mysagepay/login.msp) · [Sandbox](https://sandbox.opayo.eu.elavon.com/mysagepay/login.msp) · [Support](https://www.elavon.co.uk/customer-centre/help-with-your-solutions/opayo.html) · [Status](https://status.elavon.eu/components/62b9a81ca877244a553a0668?locale=en) · [Terms](https://www.elavon.co.uk/legal/merchant-terms-conditions-opayo.html) · [Privacy](https://www.elavon.co.uk/privacy-policy.html) · [Test cards](/payment-providers/opayo-test-cards/) | ## Where it operates Merchants can onboard Opayo in the following countries: Ireland, United Kingdom. ## Payment methods Through our Opayo integration, merchants can accept: - **Cards:** Visa, Mastercard, American Express, Discover, Maestro, and Diners Club ## Connecting Opayo See the [Connecting Opayo](/payment-providers/opayo-connect/) guide for step-by-step setup instructions. For how saved cards are handled, see [Working with Opayo](/payment-providers/opayo-tokenisation/).