# Fat Zebra

> Fat Zebra is an Australian payment gateway built for the Australian and New Zealand market, with local card routing and data residency. It lets merchants accept

<img src="/_astro/cdn/c9380bbc8a/logo.png" alt="Fat Zebra" width="400" />

Fat Zebra is an Australian payment gateway built for the Australian and New
Zealand market, with local card routing and data residency. It lets merchants
accept all major card brands online and is used by tens of thousands of
businesses across the region. For platforms operating in Australia and New
Zealand, it is a locally focused alternative to the larger global processors.
The connection to Fat Zebra uses API credentials issued from the merchant's
Fat Zebra console.

## At a glance

|                    |                                                          |
| ------------------ | -------------------------------------------------------- |
| **Website**        | [fatzebra.com](https://www.fatzebra.com/)                |
| **Type**           | Gateway                                                  |
| **Connection**     | API keys                                                 |
| **Links**          | [Dashboard](https://dashboard.fatzebra.com.au/auth/login) · [Support](https://www.fatzebra.com/contact/support) · [Status](https://status.fatzebra.com/) · [Terms](https://www.fatzebra.com/services-agreement) · [Privacy](https://www.fatzebra.com/legals/privacy) · [Test cards](/payment-providers/fat-zebra-test-cards/) |

## Where it operates

Merchants can onboard Fat Zebra in the following countries:

Australia, New Zealand.

## Payment methods

Through our Fat Zebra integration, merchants can accept:

- **Cards:** Visa, Mastercard, American Express, JCB, Discover, Diners Club, and
  China UnionPay
- **Digital wallets:** Apple Pay and Google Pay

Apple Pay and Google Pay are accepted as card network tokens. Card payments support
3D Secure 2, separate authorise and capture, and address verification (AVS), each
enabled per connection in the Fat Zebra connection settings.
These options must also be enabled on your Fat Zebra account.

## Connecting Fat Zebra

See the [Connecting Fat Zebra](/payment-providers/fat-zebra-connect/) guide for
step-by-step setup instructions. For test account details, see
[Fat Zebra sandbox credentials](/payment-providers/fat-zebra-sandbox/).