# Authorize.Net

> Authorize.Net is a long-established payment gateway, now part of Visa, that lets merchants accept card and electronic-check payments online and over the phone.

<img src="/_astro/cdn/4510187bf9/logo.png" alt="Authorize.Net" width="400" />

Authorize.Net is a long-established payment gateway, now part of Visa, that lets
merchants accept card and electronic-check payments online and over the phone. It
is one of the most widely used gateways in North America and is a common choice for
merchants who already hold a merchant account and want a dependable way to connect
it to a checkout. Authorize.Net handles the gateway layer — authorising and
settling transactions — while the underlying merchant account is held with an
acquiring bank. The connection to Authorize.Net can be made two ways — over **OAuth**
(log in to Authorize.Net and authorise the connection) or with **API keys** (enter
your API Login ID and Transaction Key directly), for when OAuth login isn't
available.

## At a glance

|                    |                                                          |
| ------------------ | -------------------------------------------------------- |
| **Website**        | [authorize.net](https://www.authorize.net/)              |
| **Type**           | Gateway                                                  |
| **Connection**     | OAuth or API keys                                        |
| **Links**          | [Dashboard](https://login.authorize.net/) · [Sandbox](https://sandbox.authorize.net/) · [Support](https://www.authorize.net/en-us/support.html) · [Status](https://status.authorize.net/#/dashboard) · [Terms](https://www.authorize.net/en-us/about-us/terms.html) · [Privacy](https://www.authorize.net/en-anz/about-us/privacy.html) · [Test cards](/payment-providers/authorize-net-test-cards/) |

## Where it operates

Merchants can onboard Authorize.Net in the following countries:

Australia, Canada, United States.

## Payment methods

Through our Authorize.Net integration, merchants can accept:

- **Cards:** Visa, Mastercard, American Express, Discover, Diners Club, and JCB
- **Bank debits:** ACH / eCheck (US), with PPD, WEB, and CCD entry types for
  recurring debits
- **Network tokens:** cards can be paid and saved as card network tokens, which is
  what Apple Pay and Google Pay use

ACH is enabled per connection in the Authorize.Net connection settings, and must
also be enabled on your Authorize.Net account.

## Connecting Authorize.Net

There are two ways to connect, depending on the access you have:

- [Connecting with OAuth](/payment-providers/authorize-net-connect/) — log in to
  Authorize.Net and authorise the connection (recommended).
- [Connecting with API keys](/payment-providers/authorize-net-api-keys-connect/) — enter
  your API Login ID and Transaction Key directly, for when OAuth isn't an option.

See the [Authorize.Net FAQs](/payment-providers/authorize-net-faqs/) for troubleshooting.